Other Banking Services offered by SNB


Overdraft Protection Service
Overdraft Protection Service (OPS) provides overdraft protection to customers that maintain both a checking and savings account. In the event your checking account becomes overdrawn, the exact dollar amount is automatically transferred from your savings account to your checking account. If sufficient funds are not available in your savings account, normal overdraft fees will apply to your checking account.

• Overdraft Protection Fee - $1.49 per month assessed to your checking account.
  
• $5.00 fee per transfer will be assessed to your savings account. (The transfer will appear on your statement as OD Transfer Fee.)
  
• Savings account transfer limitations and normal excessive withdrawal fees apply to all savings accounts.
  
• On all savings accounts, depositors are limited to six transfers and withdrawals (per statement cycle) to another account or to a third party by means of preauthorized, automatic, or telephonic transfer.
  
• VISA debit and POS transactions are not permissible on these accounts.
  
• We may at any time refuse to accept or limit additional deposits into the account.
  

SNAP: Security National's Automated Phone System
Getting your bank account information is a SNAP at Security National of South Dakota! Now when you need important account information, it's a SNAP with Security National's Automated Phone system. Our SNAP system is designed to bring you even more convenience. Call for:

• checking or savings account information
  
• transfer of funds between pre-authorized accounts
  
• banking hours
  
• installment loan information
  
• Home Equity Line advances
  

You can be in touch with up-to-date banking information 24 hours a day, seven days a week, from your home, office or automobile. It's private, fast and easy.

Just dial (866) 601-SNAP (7627).




ATM Card

Have the convenience of banking 24 hours a day, 7 days a week. With your ATM card you can withdraw cash, make deposits, check account balances, and transfer funds between accounts.




Visa Debit Card

It is the ATM card that works like a check. Use it like an ATM card for 24-hour banking at cash machines around the country, or use it like a check at restaurants, gas stations, or anywhere VISA is accepted. Your purchase is automatically subtracted from your checking account, without the hassle of writing a check.

Available to qualified applicants only.




Privileged Status

We know that getting your money through ATMs is important. We also know that it shouldn't cost an arm and leg to use the ATM you choose. That's why Security National Bank of South Dakota is a member of SHAZAM's Privileged Status program.

Our membership in Privileged Status is an extra benefit of having your ATM or debit card with us. Just look for the Privileged Status logo at ATMs, and you won't pay a surcharge fee!

Currently there are hundreds of Privileged Status ATMs available to you. You can obtain an updated list of all the locations by clicking on Privileged Status ATM Locations on SHAZAM's home page at www.shazam.net.

Privileged Status is another way for Security National Bank of South Dakota to say, "We want to get - and keep - your business. It's truly our privilege to serve you!"




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