Security National Bank offers a variety of Commercial loans.

We offer a variety of loan plans to meet your specific needs, from short-term seasonal lines to long-term business and commercial real estate loans. As a locally owned bank, all lending decisions are made here by our experienced commercial lenders.

Term Loans

Letters of Credit

Real Estate Loans

Construction Loans

Small Business Administration Loans

Revolving Lines of Credit

This type of loan is designed to provide immediate access to funds for customers with a continuing need for credit. The maximum amount that can be borrowed is determined in advance and is readily available for your use.

Business Credit Cards

Enjoy our low annual fee, low interest rate VISA credit card. This card works just like a personal credit card, plus you have the benefit of our local customer service.


With Security National Bank Commercial Services, your business is our business.

Security National Bank has been working with businesses for over 125 years. We are here to make a commitment to you and your business. We pride ourselves in offering a wide variety of products, delivered with personal customer service. We're trusted, strong and secure, with the resources to help companies who are starting out, expanding or restructuring. Contact our Commercial Department at (605) 977-9000.

Commercial Checking Accounts

If you want a checking account that is competitively priced and easy to maintain, you will want to consider our Commercial Checking Account. Service charges are based on activity and balances in the account. For those customers with multiple accounts or high volume check writing, statements are available on CD Rom.

Business Savings Plan

Our savings accounts are designed for the business that maintains higher balances. The Money Market Investment Account earns higher annual percentage yields, while allowing easy access to your funds. For those businesses that want to enjoy maximum earnings, the Money Market Gold Account pays even greater yields, simply by keeping a higher minimum balance.

Cash Management

Accelerate the availability of business cash, maximize the productive use of cash and minimize the collection time of accounts receivable with Security's Cash Manager Product Series. With Cash Manager Services you can benefit from:

  • Business Express Treasury Terminal
  • Internet access to your account information and online transaction capabilities
  • Zero Balance Accounts
  • Automated Clearing House
  • Controlled Disbursement
  • Lock Box Processing
  • Account Reconciliation

Security National's Automated Phone System (SNAP)

Receive account information on pre-authorized accounts 24 hours a day, 7 days a week with SNAP. Just dial (866) 601-SNAP.