A mortgage refinance could help you lower your monthly payments, pay off your home sooner, or get a lump sum of money to use for something else.

Contact one of our lenders to find out if a refinancing your home loan is right for you, or use our simplified online application form to get started. 

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What is refinancing?

Refinancing your mortgage basically means that you're swapping out your old home loan for a new one. There are two main types of mortgage refinances:

Rate and term refinancing

This means changing your loan to get a lower interest rate, shorter term or smaller monthly payments on your loan.

Cash out refinancing

This means getting a lump sum of cash from the Bank to pay for something else (like a home renovation project). In exchange, your mortgage will become more expensive.

Should I refinance my mortgage?

There are typically five reasons you would want to refinance your mortgage:

  • To reduce your monthly payment.
  • To get a lower interest rate.
  • To pay off your home loan faster.
  • To receive some needed cash.
  • To switch to a different Bank or mortgage lender.

When it comes time to refinancing, it’s important you do your research first before making such a huge decision.

READ: Thinking About a Refinance? 5 Questions to Ask Yourself »


Mortgage refinance rates

Interest rates for mortgages change by the day — and sometimes even by the hour! To learn more about our current home refinance rates, contact a lender today or fill out our online application form:

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