Official Contest Rules
© 2019 Security National Bank
*OFFICIAL CONTEST RULES
NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING. ODDS OF WINNING ARE DEPENDENT ON THE NUMBER OF ENTRIES RECEIVED.
This “Moments that Matter” Calendar Photo Contest (“Contest”) is sponsored by Security National Bank (“Sponsor”). This contest is governed by these official rules (“Official Rules”). By participating in the Contest, each entrant agrees to abide by these Official Rules, including all eligibility requirements, and understands that the results of the Contest, as determined by Sponsor and its agents, are final in all respects. The Contest is subject to all federal, state and local laws and regulations and is void where prohibited by law.
This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook. Any questions, comments or complaints regarding the promotion will be directed to Sponsor, not Facebook.
The Contest is open to legal U.S. residents, Security National Bank customers and non-customers who are eighteen (18) years of age or older at the time of entry who have Internet access and a valid e-mail account prior to the beginning of the Contest Period. Sponsor has the right to verify the eligibility of each entrant. The Contest is not open to Security National Bank employees and those living in their household(s).
Entries will be accepted online starting on August 12, 2019 at 12:00 a.m. Central Time and ending at 11:59 p.m. Central Time, August 31, 2019 (“Entry Period”). All online entries (“Submissions”) must be received by 11:59 p.m. Central Time, August 31, 2019. During the week of Sept. 1-7, 2019 (“Judging Period”), a panel of judges will choose a minimum of twenty-four (24) finalist photos. The Sponsor will hold public voting on the finalist photos starting at 12:00 a.m. Central Time on Sept. 8, 2019 and ending at 11:59 p.m. Central Time on Sept. 15, 2019 (“Voting Period”). Security National Bank's Marketing Department will contact and announce the winners on approximately Sept. 18, 2019.
HOW TO ENTER
The Campaign must be entered by submitting an entry using the online form provided at https://www.SNBonline.com/MomentsThatMatter or https://www.SNBSD.com/MomentsThatMatter. The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Security National Bank. You may submit up to three (3) submissions per photographer. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Security National Bank.
One grand prize of $1,000 will be awarded in the form of a cashier's check from Security National Bank to the entrant who receives the most public votes (“Grand Prize Winner”).
Eleven (11) additional prizes of $100 will be awarded in the form of cashier's checks from Security National Bank to the entrants (“Winners”) whose finalist photos received the next eleven (11) highest vote totals.
The Grand Prize Winner and other Winners will also have their photos featured in the 2020 “Moments That Matter” Wall Calendar, which will be freely available at any Security National Bank branch. The specifics of the prize shall be solely determined by Security National Bank. No prize substitution shall be permitted except at Security National Bank’s discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others is permitted. Acceptance of prize constitutes permission for Security National Bank to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
WINNER SELECTION & NOTIFICATION
Photo entries will be judged based on quality, creativity, photographic skill and adherence to the Sponsor's theme of “Moments that Matter”. During the week of Sept. 1-7, 2019, a panel of judges selected by Security National Bank will narrow down all of the photo submissions to a minimum of twenty-four (24) hand-picked finalists. Finalists will be announced and the finalist photos will be posted on the contest page on approximately Sept. 8, 2019, and the Voting Period will begin.
Voting Period: Out of the pool of finalists, one grand prize winner and eleven (11) other winners will be selected by public online voting under the supervision of Security National Bank. Voting will take place on the web pages SNBonline.com/MomentsThatMatter and https://www.SNBSD.com/MomentsThatMatter. The entrant with the most votes will be awarded the grand prize. The next eleven (11) entrants with the highest total votes will be selected as winners. Grand prize winner and winners will be notified by email or phone within five (5) days following selection of grand prize winner and winners. Limit of one prize per entrant.
Security National Bank shall have no liability for grand prize winner or winners’ failure to receive notices due to spam, junk e-mail or other security settings or for grand prize winner or winners’ provision of incorrect or otherwise non-functioning contact information. If grand prize winner or winners cannot be contacted, are ineligible, fail to claim the prize within 10 days from the time award notification was sent, or fail to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate grand prize winner or winners selected.
Receipt by grand prize winner and winners of the prize offered in this Contest is conditioned upon compliance with any and all federal, state, and local laws and regulations.
ANY VIOLATION OF THESE OFFICIAL RULES BY GRAND PRIZE WINNER OR WINNERS (AT SECURITY NATIONAL BANK’S SOLE DISCRETION) WILL RESULT IN GRAND PRIZE WINNER OR WINNERS’ DISQUALIFICATION AS WINNER OF THE CONTEST AND ALL PRIVILEGES AS WINNERS WILL BE IMMEDIATELY TERMINATED.
The value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes related to the prizes(s) and paying any expenses associated with any prize which are not specifically provided for in the official rules. Any person winning over $600 in prizes for the Sponsor will receive an IRS form 1099 and a copy of such form will be filed with the IRS. The Grand Prize Winner must provide the Sponsor with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded.
If your photo is chosen as a contest finalist, you must be able to obtain signed waivers from each person featured in the photo (or have legal authority to sign on behalf of the subject). Waivers will be provided by Security National Bank. Failure to supply waivers will result in the disqualification of your photo.
By participating, each entrant grants Sponsor permission to use the photo, his/her name, likeness or comments for publicity purposes without payment, except where prohibited by law.
INDEMNIFICATION AND LIMITATION OF LIABILITY
By entering the Contest, each entrant agrees to indemnify, release and hold harmless sponsor and its parent, affiliate and subsidiary companies, the Facebook platform, administrator, advertising and promotional agencies, and all their respective officers, directors, employees, representatives and agents from any liability, damages, losses or injury resulting in whole or in part, directly or indirectly, from that entrant’s participation in the Contest and the acceptance, use or misuse of any prize that may be won. Sponsor and its parents, subsidiaries, affiliates, advertising and promotional agencies, and all their respective officers, directors, employees, representatives and agents disclaim any liability for damage to any computer system resulting from access to or the download of information or materials connected with the Contest.
Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the Contest, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this Contest is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the Contest, without notice, and for any reason, including, without limitation, if Sponsor determines that the Contests cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the Contest. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.
This contest is sponsored by:
Security National Bank
601 Pierce St.
Sioux City, IA 51101